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Web1. dec 2024 · 8.30% - 36.00%. $1,000 to $40,000. NerdWallet rating. NerdWallet's ratings are determined by our editorial team. The scoring formula takes into account factors we consider to be consumer-friendly ... Web25. nov 2024 · Rick Bormin, Personal Loans Moderator. You will likely need a credit score of 640 or higher to get approved for a $10,000 personal loan. Most lenders that offer personal loans of $10,000 or more require fair credit or better for approval, along with enough income to afford the monthly payments. Other common loan requirements include being at ... election recall